Heavy-Duty Support for Your Commercial Vehicles
From semi trucks, dump trucks, and work-ready vehicles, we finance the fleets that keep your operations on the road and revenue rolling.
Heavy
-Duty
Support
for Your
Commercial
Vehicles
From semi trucks, dump
trucks, and work-ready
vehicles, we finance the
fleets that keep your
operations on the road and
revenue rolling.
Heavy-Duty Support for Your Commercial
Vehicles
From semi trucks, dump trucks, and work-ready vehicles, we finance the fleets that keep your operations on the road and revenue rolling.
Partner With Us for Your Heavy Equipment Finance Needs
We know that commercial vehicles are more than just assets, they’re the core of your business operations. Whether you’re expanding your fleet, securing vehicles for new contracts, or replacing aging trucks, our financing solutions help you acquire the equipment you need while preserving cash flow and protecting working capital.
We provide 100% commercial vehicle financing for a wide range of fleet needs, including semi-trucks, dump trucks, box trucks, service vehicles, delivery vans, and specialty commercial vehicles. Our team works directly with you to structure customized commercial vehicle loans with flexible terms that align with your revenue cycles, cash flow needs, and long-term business goals.
With fast commercial vehicle financing approvals – often within 24 to 48 hours – you gain the agility to seize growth opportunities without the delays and friction of traditional lenders.
At Everest Equipment Finance, we are more than just a lender. We serve as a strategic financing partner who understands the demands of fleet ownership, capital allocation, and long equipment life cycles. We provide you with the financial strength of a national equipment financing provider combined with the personal service and industry expertise that help you move your business forward – mile after mile.
Commercial Vehicles We Finance
HEAVY-DUTY TRUCKS
- Semi-Trucks
- Dump Trucks
- Flatbed Trucks
- Logging Trucks
MEDIUM-DUTY TRUCKS
Box Trucks
Stakebed Trucks
Tow Trucks
Refrigerated Trucks
Landscape Trucks
Boom Trucks
LIGHT-DUTY TRUCKS
- Cargo Vans
- Passenger Vans
- Pickup Trucks
- Step Vans
- Walk-In Vans
SPECIALTY VEHICLES & HAULERS
- Roll-Off Trucks
- Hook Lift Trucks
- Water Trucks
- Sewer Vacuum Trucks
- Snowplows
- Fire & Rescue Vehicles
Benefits of Commercial Vehicle Financing
Rapid Cash Deployment
to Avoid Service Interruptions
Our streamline application process delivers approvals in days so your vehicles can be deployed without costly delays.
Eliminate Worry
About Cash Flow
Our up to 100% financing solutions allow you to expand or replace your vehicles without large upfront capital outlays.
Fixed Monthly Costs
Our monthly rates remain the same throughout the life of your loan or lease, so you always know what these expenses will be.
Personalized Programs
Your loan/lease is customized to fit your business needs. Payments can be set to fit your business cycle for both new or used vehicles.
Financing Tailored to Meet Your Needs
FLEXIBLE STRUCTURES
TERM LENGTH
- 12 to 84 Months
- Structured around the useful life of your equipment
DOWN PAYMEN OPTIONS
- As low as 0%
- Finance up to 100% including delivery and installation
FINANCE AMOUNT
- From $10,000 to $10 million
- We support businesses of all sizes-from single purchase to fleet expansions
FAST, HASSLE- FREE FUNDING
SPEED
- Approvals in days. Funding in as little as 24 hours
EASY APPLICATION
- Online forms
- Minimal paperwork
- Automatic payments
- You know what to expect.
TRANSPARENT TERMS
FIXED RATES
- Lock in rates that won’t change over the life of your loan
NO HIDDEN FEES
- No surprise charges
- No back end costs
ADD-ONS INCLUDED
- Payments include soft costs like tax, delivery fees, warranties, maintenance deals, and more.
BUILT-IN FLEXIBILITY
PAYMENT PLANS
- Select from monthly, seasonal or other deferred plans to match your business cycle.
OWNERSHIP PATHWAY
- Loan or lease plans that are connected to your long term business goals.
Our Fast and Easy Application Process
We aim to make your finance application both fast and easy while providing you with the best terms possible.
Almost any type of heavy equipment can be financed, so your business operations can run smoothly and you can stay competitive.
Most applications are processed within a day or less.
Frequently Asked Questions
Do I need a down payment to finance a commercial vehicle—and can I include delivery or upfitting costs?
You can finance nearly any business-critical asset, including semi-trucks, dump trucks, flatbed trucks, landscape trucks, cargo vans, and even roll-off trucks, to name a few. Both new and used equipment typically qualify, giving you flexibility to match your project needs with your capital expense budget.
What types of payment plans are available for commercial vehicle financing?
We offer flexible payment structures—monthly, seasonal, or deferred—to align with your business’s cash flow. Whether you’re managing fleet turnover or preparing for peak demand periods, we can tailor a plan that fits.
How long can I finance a commercial vehicle?
Commercial vehicle loan terms typically range from 12 to 84 months, depending on vehicle type, usage, and your company’s financial goals. Longer terms can improve cash flow, while shorter terms may offer faster ownership.
What happens at the end of the financing term—do I own the vehicle?
In most commercial vehicle loans, ownership transfers to you once the final payment is made. For leases, options may include buying out the truck, extending the lease, or returning the vehicle—giving you flexibility based on your needs.
What are the benefits of financing commercial vehicles instead of paying cash?
Financing allows you to maintain cash flow, acquire newer or additional vehicles, and preserve liquidity for other areas of your business. Plus, you can often structure payments to meet your tax planning or accounting needs.
Can I finance used commercial vehicles—or only new ones?
Yes, many lenders offer financing for both new and used commercial vehicles. Pre-owned trucks and vans can provide excellent value, and financing terms are often similar to those for new vehicles. The key factors include vehicle age, mileage, and condition—as well as your business’s credit profile and financing goals.